Complete Financing Solutions

ComprehensiveLoan Programs

From first-time homebuyers to seasoned real estate investors, we offer specialized financing solutions for every need.

Explore our complete range of residential, investment, and commercial loan programs designed to help you achieve your real estate goals.

4.9/5 from satisfied borrowers

Residential

5 Programs Available

Investment

3 Programs Available

Commercial

4 Programs Available

Residential Loan Programs

Perfect for homebuyers, homeowners looking to refinance, and residential property investors

FHA Loans
Government-backed loans with 3.5% down payment
Down Payment: 3.5%
Terms: 15-30 years
Conventional Loans
Traditional loans with flexible terms and competitive rates
Down Payment: 3-20%
Terms: 10-30 years
VA Loans
Zero down payment loans for veterans and military
Down Payment: 0%
Terms: 15-30 years
USDA Rural Loans
Zero down loans for eligible rural properties
Down Payment: 0%
Terms: 30 years
Jumbo Loans
High-balance loans for luxury properties
Down Payment: 10-20%
Terms: 15-30 years

Investment Property Programs

Specialized financing for real estate investors and property development projects

DSCR Loans
Investment loans based on property cash flow
Down Payment: 20-25%
Timeline: 15-30 days
Fix and Flip Loans
Short-term loans for property rehabilitation projects
Timeline: 7-14 days
Rental Portfolio Loans
Financing for multiple rental properties
Down Payment: 20-25%
Timeline: 30-45 days

Commercial Loan Programs

Professional financing solutions for commercial real estate from $250K to no upper limit

Multifamily Loans
Loans for apartment buildings and multi-unit properties
From: $250,000
Down: 20-25%
Terms: 5-30 years
Timeline: 45-60 days
Office Building Loans
Financing for office buildings and professional spaces
From: $250,000
Down: 20-30%
Terms: 5-25 years
Timeline: 45-75 days
Retail Property Loans
Loans for retail centers and commercial spaces
From: $250,000
Down: 20-30%
Terms: 5-25 years
Timeline: 45-75 days
Industrial Property Loans
Loans for warehouses and industrial facilities
From: $250,000
Down: 20-25%
Terms: 5-25 years
Timeline: 45-75 days

Specialty Financing Programs

Innovative programs for non-traditional borrowers, including ITIN holders, self-employed, and lease-to-own pathways

Down Payment Assistance
100% financing with no borrower down payment required
Down: 0%
Terms: 30 years
Timeline: 30-45 days
Rates: Competitive rates with assistance
Homeownership Empowerment Program
Flexible options for non-traditional borrowers including ITIN & DACA
Down: 3.5%
Terms: 15-30 years
Timeline: 30-45 days
Rates: Competitive non-QM rates
DreamBuilder Lease-to-Own
Lease-to-own path to homeownership
Down: Built through rent credits
Terms: 1-3 year lease, then 30-year mortgage
Timeline: Move in within 30 days
Rates: Market rates at conversion
Bank Statement Loans
Mortgage qualification using bank statements instead of tax returns
Down: 10-20%
Terms: 15-30 years
Timeline: 30-45 days
Rates: Competitive non-QM rates

Not Sure Which Program Is Right for You?

Our loan specialists will help you find the perfect financing solution based on your specific needs and goals.

First-Time Buyers

FHA and VA loans offer low down payments and flexible credit requirements perfect for first-time homebuyers.

Real Estate Investors

DSCR and fix & flip loans provide fast financing based on property cash flow, not personal income.

Commercial Buyers

Commercial loans from $250K to no limit for multifamily, office, retail, and industrial properties.

Ready to Find Your Perfect Loan Program?

Speak with our loan specialists to discover which program offers the best terms and benefits for your unique situation.

What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience working with Roxford Holdings.

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc