About Bank Statement Programs Financing
Bank statement commercial loan programs allow self-employed borrowers to qualify for commercial property financing based on bank statement deposits rather than tax returns. This is particularly valuable for business owners whose tax deductions significantly reduce reported income.
At Roxford Holdings, we accept 12-24 months of personal or business bank statements to calculate qualifying income for commercial properties. We analyze average monthly deposits to determine income, often resulting in higher qualification amounts.
These programs are available for all commercial property types and serve self-employed business owners, independent contractors, and entrepreneurs whose tax returns don't reflect their true earning capacity.
Bank Statement Programs Features
Discover the key features and benefits of our bank statement programs financing program.
Program Features
Key Benefits
Who Qualifies for Bank Statement Programs Financing?
How to Get Bank Statement Programs Financing
Apply and indicate self-employed status
Provide 12 or 24 months of bank statements
Income calculated from average monthly deposits
Close on your commercial property — typically within 30-60 days
Frequently Asked Questions
How many months of bank statements are needed?
We offer 12-month and 24-month programs. The 24-month option may provide a more accurate income picture.
Can I use business bank statements?
Yes, both personal and business bank statements are accepted for qualification.
Get Started with Bank Statement Programs
Complete our simple application process to get pre-qualified for bank statement programs financing.
What to Expect
Quick Response
Our team will contact you within 24 hours.
Custom Quote
Receive a personalized financing quote.
Fast Processing
Streamlined approvals and quick closing.
Expert Support
Dedicated loan officer throughout the process.